Consumer Obligations to Health Insurance

Consumer Obligations to Health Insurance

topic : Consumer Obligations to Health Insurance

In your opinion, what obligation do consumers of insurance—specifically, patients with health insurance—have to understand how health insurance operates? Do you think the average patient understands his or her insurance benefits? How might past patient experience with health insurance impact future patient behavior?
What kinds of policy decisions can be made at the state level to improve patient understanding of health insurance? What steps can healthcare providers take to improve patient understanding? What steps should healthcare providers take to improve patient understanding?

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rubric for : Consumer Obligations to Health Insurance

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Focus: Purpose Purpose is clear Shows awareness of purpose Shows limited awareness of purpose No awareness
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Organization: Well-planned and Good overall There is a sense of No sense of
Overall well-thought out. organization, includes organization, organization
  Includes title, the main although some of the  
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  statement of main   are used weakly or  
  idea, transitions and   missing  
  conclusion.      
Organization: All paragraphs have Most paragraphs have Some paragraphs Para. lack clear ideas
Paragraphs clear ideas, are clear ideas, are have clear ideas,  
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Content Exceptionally well- Well-presented and Content is sound and Content is not sound
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  facts, as well as   usually of a  
  examples and   generalized nature.  
  specific details.      
Research (if Sources are Sources are well Sources support The paper does not
assignment exceptionally well- integrated and some claims made in use adequate
includes a integrated and they support the paper’s the paper, but might research or if it does,
research support claims claims. There may be not be integrated the sources are not
component) argued in the paper occasional errors, but well within the integrated well.
  very effectively. the sources and paper’s argument. They are not cited
  Quotations and Works Cited conform There may be a few correctly according
  Works Cited to MLA style sheet. errors in MLA to MLA style, nor
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Style: Sentence Sentences are clear Sentences are clear Sentences are Sentences aren’t
structure and varied in but may lack generally clear but clear
  pattern, from simple variation; a few may may have awkward  
  to complex, with be awkward and there structure or unclear  
  excellent use of may be a few content; there may  
  punctuation. punctuation errors. be patterns of  

 

 
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